| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 422.4 | 416.0 | 465.7 | 393.2 | 332.0 | 272.0 | 227.0 | 204.0 |
| Interest income on investments | 84.9 | 66.6 | 70.6 | 85.7 | 77.7 | 58.1 | 56.9 | 56.1 |
| | 513.7 | 485.0 | 541.3 | 484.3 | 415.0 | 332.4 | 286.1 | 261.7 |
| Interest expense: |
| Interest on deposits | 23.9 | 14.1 | 27.0 | 43.5 | 31.8 | 20.1 | 15.8 | 15.5 |
| Interest on borrowings | 4.0 | 6.2 | 24.7 | 26.5 | 23.3 | 13.3 | 12.0 | 5.5 |
| | 39.3 | 27.0 | 61.8 | 84.3 | 67.7 | 42.1 | 32.8 | 24.7 |
| Net interest income | 553.0 | 512.0 | 603.1 | 568.6 | 347.2 | 290.3 | 253.3 | 237.0 |
| Provision for loan losses | -1.7 | -64.3 | 107.7 | 11.2 | 7.8 | 10.0 | 8.5 | 8.4 |
| Net interest income after provision for loan losses | 554.7 | 576.3 | 495.3 | 557.4 | 339.5 | 280.3 | 244.9 | 228.6 |
| Deposit and loan fees | | | | | | | | 16.7 |
| Gain on sale of investments, net | | | | | | | | 0.9 |
| Other non-interest income | 117.4 | 132.8 | 128.2 | 116.7 | 100.3 | 88.8 | 81.5 | 56.8 |
| Total non-interest income | 117.4 | 132.8 | 128.2 | 116.7 | 100.3 | 88.8 | 81.5 | 74.5 |
| Non-interest expenses | 357.0 | 353.1 | 354.8 | 312.2 | 265.2 | 220.9 | 208.7 | 193.9 |
| Pre-tax income before non-recurring items | 239.6 | 305.3 | 148.4 | 196.3 | 177.3 | 151.1 | 120.1 | 111.6 |
| Non-recurring items | 3.2 | 3.4 | 3.3 | 3.1 | 2.8 | 2.8 | 2.4 | 2.4 |
| Pre-tax income | 236.4 | 301.8 | 145.1 | 193.2 | 174.5 | 148.3 | 117.7 | 109.2 |
| Income taxes | 44.3 | 59.6 | 23.0 | 34.3 | 31.4 | 53.8 | 31.0 | 28.4 |
| Tax rate | 18.7% | 19.7% | 15.9% | 17.8% | 18.0% | 36.3% | 26.4% | 26.0% |
| Net income | 192.1 | 242.3 | 122.0 | 158.9 | 143.1 | 94.5 | 86.6 | 80.8 |
| Net margin | 28.6% | 34.2% | 19.6% | 23.6% | 32.5% | 25.6% | 26.5% | 26.6% |
| |
| Basic EPS | $3.20 | $3.70 | $1.81 | $2.83 | $2.93 | $2.15 | $2.16 | $2.15 |
| Diluted EPS | $3.19 | $3.69 | $1.81 | $2.83 | $2.92 | $2.14 | $2.16 | $2.15 |
| |
| Shares outstanding (basic) | 60.0 | 65.5 | 67.3 | 56.1 | 48.9 | 44.0 | 40.1 | 37.5 |
| Shares outstanding (diluted) | 60.2 | 65.7 | 67.3 | 56.2 | 49.0 | 44.1 | 40.1 | 37.5 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |