Overview Financials News + Filings Key Docs Charts Holdings Ownership Insiders
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In millions, except per share items | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 |
| 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
Interest income: |
Interest income on loans | 1,957.0 | 1,722.0 | 1,394.0 | 1,286.0 | 816.8 | 679.9 | 600.3 | 571.8 |
Interest income on trading account | | | | | | | 35.1 | 32.0 |
| 2,158.0 | 1,898.0 | 1,624.0 | 1,546.0 | 989.9 | 817.9 | 736.4 | 709.2 |
Interest expense: |
Interest on deposits | 81.0 | 152.0 | 307.0 | 217.0 | | | | |
| 164.0 | 236.0 | 414.0 | 326.0 | 147.6 | 88.8 | 82.7 | 81.5 |
Net interest income | 1,994.0 | 1,662.0 | 1,210.0 | 1,220.0 | 842.3 | 729.1 | 653.7 | 627.7 |
Provision for loan losses | | | | 8.0 | | 11.0 | 9.0 | 27.0 |
Net interest income after provision for loan losses | 1,994.0 | 1,662.0 | 1,210.0 | 1,212.0 | 842.3 | 718.1 | 644.7 | 600.7 |
Gain on sale of investments, net | | | | | | 0.2 | 0.7 | 5.9 |
Other non-interest income | 1,076.0 | 1,492.0 | 654.0 | 723.0 | 490.2 | 552.2 | 516.6 | 544.2 |
Total non-interest income | 1,076.0 | 1,492.0 | 654.0 | 723.0 | 490.2 | 552.4 | 517.3 | 550.0 |
Non-interest expenses | 2,096.0 | 1,718.0 | 1,233.0 | 1,221.0 | 1,023.7 | 925.2 | 1,053.8 | 832.5 |
Pre-tax income before non-recurring items | 1,315.0 | 1,005.0 | 681.0 | 771.0 | 326.9 | 366.9 | 124.5 | 339.1 |
Non-recurring items | 31.0 | 72.0 | 95.0 | 57.0 | 18.1 | 21.6 | 16.3 | 20.9 |
Pre-tax income | 1,284.0 | 933.0 | 586.0 | 714.0 | 308.9 | 345.3 | 108.3 | 318.2 |
Income taxes | 274.0 | 76.0 | 134.0 | 157.0 | 131.9 | 106.8 | 10.9 | 84.2 |
Tax rate | 21.3% | 8.1% | 22.9% | 22.0% | 42.7% | 30.9% | 10.1% | 26.5% |
Minority interest | 11.0 | 12.0 | 11.0 | 12.0 | 11.5 | 11.5 | 11.4 | 11.5 |
Net income | 962.0 | 822.0 | 435.0 | 539.0 | 159.3 | 220.8 | 79.7 | 216.3 |
Net margin | 31.3% | 26.1% | 23.3% | 27.9% | 12.0% | 17.4% | 6.9% | 18.8% |
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Basic EPS | $1.76 | $1.90 | $1.39 | $1.66 | $0.66 | $0.95 | $0.34 | $0.92 |
Diluted EPS | $1.75 | $1.90 | $1.38 | $1.65 | $0.65 | $0.94 | $0.34 | $0.91 |
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Shares outstanding (basic) | 546.4 | 432.1 | 313.6 | 324.4 | 241.4 | 232.7 | 234.2 | 235.0 |
Shares outstanding (diluted) | 551.2 | 433.7 | 315.7 | 327.4 | 244.5 | 235.3 | 236.3 | 236.7 |
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EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
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