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Income Statement
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Regional Management Corp. (RM)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsDec-31-21Dec-31-20Dec-31-19Dec-31-18Dec-31-17Dec-31-16Dec-31-15Dec-31-14
   10-K10-K10-K10-K10-K10-K10-K10-K
        Interest income on loans  382.5335.2321.2280.1249.0221.0195.8184.8
    Total interest income  382.5335.2321.2280.1249.0221.0195.8184.8
Net interest income  382.5335.2321.2280.1249.0221.0195.8184.8
Net interest income after provision for loan losses  382.5335.2321.2280.1249.0221.0195.8184.8
Total non-interest income  35.528.320.814.813.19.511.710.7
Pre-tax income  112.535.959.045.940.338.938.123.9
Income taxes  23.89.214.310.610.314.914.89.1
            Tax rate  21.1%25.6%24.2%23.0%25.6%38.3%38.7%38.2%
Net income  88.726.744.735.330.024.023.414.8
            Net margin  20.7%7.1%12.6%11.5%11.0%10.0%10.8%7.2%
   
Basic EPS  $8.84$2.45$3.92$3.03$2.59$2.03$1.82$1.17
Diluted EPS  $8.33$2.40$3.80$2.93$2.54$1.99$1.79$1.14
   
Shares outstanding (basic)  10.010.911.411.711.611.812.812.7
Shares outstanding (diluted)  10.611.111.812.111.812.113.113.0
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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