Overview Financials News + Filings Key Docs Charts Transactions Holdings Ownership Insiders
|
| In millions, except per share items | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 1,482.6 | 1,600.5 | 1,817.3 | 1,226.6 | 1,064.3 | 944.2 | 877.4 | 862.9 |
| Interest income on investments | | | | | | 67.5 | 59.2 | 57.8 |
| Interest income on trading account | | | | | | | 0.3 | 0.5 |
| | 1,653.3 | 1,804.5 | 2,050.6 | 1,344.3 | 1,162.5 | 1,022.8 | 946.0 | 928.7 |
| Interest expense: |
| Interest on deposits | 74.9 | 217.8 | 356.9 | 143.9 | 81.3 | 64.2 | 65.5 | 55.2 |
| | 120.4 | 291.7 | 454.8 | 195.9 | 139.2 | 123.6 | 118.6 | 109.4 |
| Net interest income | 1,532.9 | 1,512.7 | 1,595.8 | 1,148.4 | 1,023.3 | 899.2 | 827.3 | 819.3 |
| Provision for loan losses | | | | | 67.2 | 28.0 | 19.0 | 33.8 |
| Net interest income after provision for loan losses | 1,532.9 | 1,512.7 | 1,595.8 | 1,148.4 | 956.1 | 871.2 | 808.3 | 785.5 |
| Deposit and loan fees | 86.3 | 73.1 | 88.2 | 80.8 | 81.4 | | 80.1 | 78.9 |
| Credit and debit card fees | 51.4 | 42.7 | 45.7 | 42.5 | 39.4 | | | |
| Gain on sale of investments, net | | | | | | | 2.8 | 1.3 |
| Other non-interest income | 312.4 | 390.7 | 222.1 | 156.8 | 224.5 | 273.2 | 185.0 | 181.9 |
| Total non-interest income | 450.1 | 506.5 | 355.9 | 280.1 | 345.3 | 273.2 | 267.9 | 262.1 |
| Non-interest expenses | 1,099.9 | 1,179.6 | 1,099.0 | 829.5 | 821.3 | 755.9 | 717.7 | 745.0 |
| Equity in earnings | | | | | | | | |
| Pre-tax income before non-recurring items | 996.6 | 556.5 | 822.8 | 557.4 | 480.2 | 388.5 | 358.6 | 323.1 |
| Non-recurring items | 7.2 | 71.9 | 57.8 | 10.0 | 0.1 | | 0.0 | 20.6 |
| Pre-tax income | 989.4 | 484.7 | 765.0 | 547.4 | 480.1 | 388.5 | 358.6 | 302.6 |
| Income taxes | 228.9 | 111.0 | 201.2 | 118.9 | 204.7 | 141.7 | 132.5 | 107.3 |
| Tax rate | 23.1% | 22.9% | 26.3% | 21.7% | 42.6% | 36.5% | 36.9% | 35.5% |
| Net income | 727.3 | 340.5 | 540.9 | 410.5 | 265.2 | 236.5 | 215.8 | 185.0 |
| Net margin | 36.7% | 16.9% | 27.7% | 28.7% | 20.4% | 20.7% | 20.1% | 17.7% |
| |
| Basic EPS | $4.95 | $2.31 | $3.50 | $3.49 | $2.19 | $1.90 | $1.63 | $1.34 |
| Diluted EPS | $4.90 | $2.30 | $3.47 | $3.47 | $2.17 | $1.89 | $1.62 | $1.33 |
| |
| Shares outstanding (basic) | 147.0 | 147.4 | 154.3 | 117.6 | 121.2 | 124.4 | 132.4 | 138.5 |
| Shares outstanding (diluted) | 148.5 | 148.2 | 156.1 | 118.4 | 122.0 | 125.1 | 133.2 | 139.2 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
|