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Income Statement
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Unit Economics
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EAGLE BANCORP INC (EGBN)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsDec-31-22Dec-31-21Dec-31-20Dec-31-19Dec-31-18Dec-31-17Dec-31-16Dec-31-15
   10-K10-K10-K10-K10-K10-K10-K10-K
    Interest income:  
        Interest income on loans  359.0337.7368.9400.9368.6308.5274.5242.3
        Interest income on investments  51.523.218.421.017.912.29.610.1
        Interest income on repurchase agreements  0.90.00.10.20.20.10.00.0
       424.6364.5390.0429.6393.3324.0285.8253.2
    Interest expense:  
        Interest on deposits  83.327.853.691.060.227.319.214.3
       91.740.068.4105.676.340.127.619.2
Net interest income  332.9324.5321.6324.0317.0283.9258.2233.9
Provision for loan losses  0.3-20.845.613.18.79.011.314.6
Net interest income after provision for loan losses  332.6345.3276.0311.0308.3274.9246.8219.3
        Deposit and loan fees         5.4
        Other non-interest income  23.740.445.725.722.629.427.321.2
Total non-interest income  23.740.445.725.722.629.427.326.6
Non-interest expenses  165.1149.2144.2139.9126.7118.6115.0110.7
Pre-tax income before non-recurring items  193.4251.7198.2205.3210.2186.3160.3137.6
Non-recurring items  3.714.022.18.56.00.51.22.4
Pre-tax income  189.7237.7176.1196.8204.2185.7159.1135.2
Income taxes  48.861.043.953.851.985.561.451.0
            Tax rate  25.7%25.7%24.9%27.4%25.4%46.0%38.6%37.8%
Net income  140.9176.7132.2142.9152.3100.297.783.6
            Net margin  39.6%45.8%41.1%42.5%46.0%32.9%35.6%34.0%
   
Basic EPS  $4.40$5.53$4.09$4.18$4.44$2.94$2.91$2.54
Diluted EPS  $4.39$5.52$4.09$4.18$4.42$2.92$2.86$2.50
   
Shares outstanding (basic)  32.031.932.334.234.334.133.632.8
Shares outstanding (diluted)  32.132.032.434.234.434.334.233.5
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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