| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 758.6 | 638.6 | 656.1 | 737.9 | 683.0 | 604.0 | 543.4 | 524.1 |
| Interest income on investments | 98.1 | 79.8 | 79.2 | 76.8 | 68.1 | 58.6 | 54.6 | 53.2 |
| | 864.8 | 723.4 | 742.9 | 825.3 | 758.5 | 668.9 | 603.1 | 583.8 |
| Interest expense: |
| Interest on deposits | 43.8 | 30.0 | 70.0 | 131.8 | 87.7 | 57.8 | 44.7 | 40.5 |
| Interest on borrowings | 7.3 | 2.3 | 12.9 | | | | | |
| | 83.2 | 59.7 | 113.7 | 176.9 | 128.1 | 93.5 | 82.3 | 83.8 |
| Net interest income | 781.6 | 663.7 | 629.2 | 648.4 | 630.5 | 575.4 | 520.8 | 500.0 |
| Provision for loan losses | 28.0 | -14.6 | 76.9 | 32.8 | 46.9 | 23.3 | 13.2 | 2.3 |
| Net interest income after provision for loan losses | 753.6 | 678.3 | 552.3 | 615.6 | 583.5 | 552.1 | 507.6 | 497.7 |
| Deposit and loan fees | | | | | | | | 50.1 |
| Other non-interest income | 227.1 | 273.7 | 229.4 | 216.2 | 195.5 | 208.0 | 190.2 | 131.7 |
| Total non-interest income | 227.1 | 273.7 | 229.4 | 216.2 | 195.5 | 208.0 | 190.2 | 181.8 |
| Non-interest expenses | 633.7 | 617.8 | 579.4 | 567.7 | 546.1 | 525.6 | 489.5 | 480.2 |
| Pre-tax income | 347.0 | 334.2 | 202.2 | 264.0 | 233.0 | 234.5 | 161.6 | 149.5 |
| Income taxes | 60.0 | 58.7 | 24.2 | 37.6 | 24.6 | 62.7 | 46.6 | 49.9 |
| Tax rate | 17.3% | 17.6% | 12.0% | 14.3% | 10.5% | 26.7% | 28.8% | 33.4% |
| Net income | 276.7 | 265.2 | 175.9 | 226.3 | 208.4 | 171.8 | 0.0 | 0.0 |
| Net margin | 28.2% | 27.9% | 22.5% | 27.2% | 26.7% | 22.6% | 0.0% | 0.0% |
| |
| Basic EPS | $1.69 | $1.63 | $1.08 | $1.36 | $1.19 | $0.98 | $0.00 | $0.00 |
| Diluted EPS | $1.67 | $1.62 | $1.08 | $1.35 | $1.18 | $0.98 | $0.00 | $0.00 |
| |
| Shares outstanding (basic) | 164.1 | 162.2 | 162.4 | 166.9 | 175.4 | 174.7 | 173.3 | 175.7 |
| Shares outstanding (diluted) | 165.5 | 163.3 | 163.1 | 167.8 | 176.5 | 175.9 | 174.4 | 176.8 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |