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Income Statement
Balance Sheet
Cash Flow Statement

Common Size IS
Op Efficiency
Credit Analysis

Kearny Financial Corp. (KRNY)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsJun-30-14Jun-30-13Jun-30-12Jun-30-11Jun-30-10Jun-30-09Jun-30-08Jun-30-07
   10-K10-K10-K10-K10-K/A10-K10-K10-K
    Interest income:  
        Interest income on loans  66.861.564.063.658.160.655.145.0
        Interest income on investments  7.22.31.45.93.734.934.832.2
       95.888.398.5100.493.197.997.495.6
    Interest expense:  
        Interest on deposits  14.514.720.323.928.135.743.347.4
        Interest on borrowings       8.57.23.1
       14.514.720.323.928.144.250.550.5
Net interest income  110.4103.0118.8124.3121.253.746.845.1
Provision for loan losses  3.44.55.84.62.60.30.10.6
Net interest income after provision for loan losses  107.098.5113.1119.7118.653.446.744.5
        Deposit and loan fees       1.41.31.0
        Gain on sale of investments, net  1.510.40.00.70.5-0.40.50.1
        Other non-interest income  6.75.95.14.12.2   
Total non-interest income  8.316.35.24.82.73.12.02.5
Non-interest expenses  68.573.458.756.245.143.940.944.9
Pre-tax income before non-recurring items  14.88.87.915.612.111.07.92.2
Non-recurring items  0.4  3.50.4   
Pre-tax income  14.48.87.912.111.811.07.92.2
Income taxes  4.22.32.84.35.04.62.00.2
            Tax rate  29.3%25.7%35.3%35.3%42.1%41.8%24.8%10.3%
Net income  10.26.55.17.96.86.45.91.9
            Net margin  8.8%5.7%4.3%6.3%5.6%11.3%12.1%4.1%
   
Basic EPS  $0.15$0.10$0.08$116.97$0.10$0.09$0.08$0.03
Diluted EPS  $0.15$0.10$0.08$0.12$0.10$0.09$0.08$0.03
   
Shares outstanding (basic)  65.866.266.50.167.968.769.569.2
Shares outstanding (diluted)  65.866.266.567.167.968.769.569.2
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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