In millions, except per share items | Jun-30-14 | Jun-30-13 | Jun-30-12 | Jun-30-11 | Jun-30-10 | Jun-30-09 | Jun-30-08 | Jun-30-07 |
| 10-K | 10-K | 10-K | 10-K | 10-K/A | 10-K | 10-K | 10-K |
Interest income: |
Interest income on loans | 66.8 | 61.5 | 64.0 | 63.6 | 58.1 | 60.6 | 55.1 | 45.0 |
Interest income on investments | 7.2 | 2.3 | 1.4 | 5.9 | 3.7 | 34.9 | 34.8 | 32.2 |
| 95.8 | 88.3 | 98.5 | 100.4 | 93.1 | 97.9 | 97.4 | 95.6 |
Interest expense: |
Interest on deposits | 14.5 | 14.7 | 20.3 | 23.9 | 28.1 | 35.7 | 43.3 | 47.4 |
Interest on borrowings | | | | | | 8.5 | 7.2 | 3.1 |
| 14.5 | 14.7 | 20.3 | 23.9 | 28.1 | 44.2 | 50.5 | 50.5 |
Net interest income | 110.4 | 103.0 | 118.8 | 124.3 | 121.2 | 53.7 | 46.8 | 45.1 |
Provision for loan losses | 3.4 | 4.5 | 5.8 | 4.6 | 2.6 | 0.3 | 0.1 | 0.6 |
Net interest income after provision for loan losses | 107.0 | 98.5 | 113.1 | 119.7 | 118.6 | 53.4 | 46.7 | 44.5 |
Deposit and loan fees | | | | | | 1.4 | 1.3 | 1.0 |
Gain on sale of investments, net | 1.5 | 10.4 | 0.0 | 0.7 | 0.5 | -0.4 | 0.5 | 0.1 |
Other non-interest income | 6.7 | 5.9 | 5.1 | 4.1 | 2.2 | | | |
Total non-interest income | 8.3 | 16.3 | 5.2 | 4.8 | 2.7 | 3.1 | 2.0 | 2.5 |
Non-interest expenses | 68.5 | 73.4 | 58.7 | 56.2 | 45.1 | 43.9 | 40.9 | 44.9 |
Pre-tax income before non-recurring items | 14.8 | 8.8 | 7.9 | 15.6 | 12.1 | 11.0 | 7.9 | 2.2 |
Non-recurring items | 0.4 | | | 3.5 | 0.4 | | | |
Pre-tax income | 14.4 | 8.8 | 7.9 | 12.1 | 11.8 | 11.0 | 7.9 | 2.2 |
Income taxes | 4.2 | 2.3 | 2.8 | 4.3 | 5.0 | 4.6 | 2.0 | 0.2 |
Tax rate | 29.3% | 25.7% | 35.3% | 35.3% | 42.1% | 41.8% | 24.8% | 10.3% |
Net income | 10.2 | 6.5 | 5.1 | 7.9 | 6.8 | 6.4 | 5.9 | 1.9 |
Net margin | 8.8% | 5.7% | 4.3% | 6.3% | 5.6% | 11.3% | 12.1% | 4.1% |
|
Basic EPS | $0.15 | $0.10 | $0.08 | $116.97 | $0.10 | $0.09 | $0.08 | $0.03 |
Diluted EPS | $0.15 | $0.10 | $0.08 | $0.12 | $0.10 | $0.09 | $0.08 | $0.03 |
|
Shares outstanding (basic) | 65.8 | 66.2 | 66.5 | 0.1 | 67.9 | 68.7 | 69.5 | 69.2 |
Shares outstanding (diluted) | 65.8 | 66.2 | 66.5 | 67.1 | 67.9 | 68.7 | 69.5 | 69.2 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |