| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 8-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | | 433.8 | 457.4 | 339.9 | 321.4 | 312.4 | 321.9 | 367.6 |
| Interest income on investments | | 18.2 | 23.6 | 14.1 | 18.8 | 6.2 | 14.1 | 21.2 |
| | 515.6 | 449.2 | 473.3 | 373.8 | 360.4 | 345.6 | 356.6 | 406.6 |
| Interest expense: |
| Interest on deposits | | 39.0 | 60.2 | 39.4 | 33.0 | 30.3 | 29.3 | 27.0 |
| Interest on borrowings | 1.3 | 1.6 | 2.0 | 2.2 | 1.9 | 2.4 | 6.2 | 9.1 |
| | 33.5 | 122.7 | 188.7 | 133.9 | 114.2 | 41.5 | 57.2 | 69.2 |
| Net interest income | 482.1 | 407.4 | 408.4 | 322.8 | 315.9 | 304.2 | 299.4 | 337.4 |
| Provision for loan losses | | | | | 56.1 | 113.1 | 65.1 | 161.5 |
| Net interest income after provision for loan losses | 482.1 | 407.4 | 408.4 | 322.8 | 259.8 | 191.0 | 234.4 | 175.9 |
| Deposit and loan fees | | | | | | | | 41.5 |
| Gain on sale of investments, net | | | | | | 6.9 | | 4.1 |
| Other non-interest income | | 133.2 | 124.4 | 82.5 | 80.1 | 71.8 | 66.8 | 7.0 |
| Total non-interest income | | 133.2 | 124.4 | 82.5 | 80.1 | 78.7 | 66.8 | 52.6 |
| Non-interest expenses | 345.5 | 325.8 | 345.3 | 233.2 | 207.1 | 201.6 | 216.0 | 248.5 |
| Pre-tax income before non-recurring items | 244.1 | 214.6 | 110.9 | 99.3 | 132.8 | 68.1 | 85.2 | -20.1 |
| Non-recurring items | | | 16.1 | 24.1 | | | | |
| Pre-tax income | 244.1 | 214.6 | 94.8 | 75.3 | 132.8 | 68.1 | 85.2 | -20.1 |
| Income taxes | 77.9 | 68.5 | 20.5 | 21.4 | 48.4 | 15.4 | 26.0 | -17.6 |
| Tax rate | 31.9% | 31.9% | 21.6% | 28.5% | 36.4% | 22.7% | 30.5% | 87.5% |
| Net income | 166.2 | 144.9 | 67.8 | 47.3 | 72.4 | 38.8 | 45.3 | -16.4 |
| Net margin | 34.1% | 26.1% | 12.4% | 11.5% | 21.3% | 14.4% | 15.0% | -7.2% |
| |
| Basic EPS | | $2.82 | $1.32 | $0.92 | $1.59 | $0.88 | $1.03 | ($0.37) |
| Diluted EPS | | $2.82 | $1.32 | $0.92 | $1.41 | $0.76 | $0.89 | ($0.32) |
| |
| Shares outstanding (basic) | | 51.4 | 51.6 | 51.7 | 45.4 | 43.9 | 43.9 | 44.2 |
| Shares outstanding (diluted) | | 51.4 | 51.6 | 51.7 | 51.3 | 51.1 | 51.1 | 51.5 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |