Regional Management Corp. (RM) [Rocket]

Overview

Regional Management Corp. (RM)

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Recent News + Filings (All items)

Date Filed	Type	Description
08/17/2023	4	Form 4 - Statement of changes in beneficial ownership of securities:
08/04/2023	10-Q	Quarterly Report for the period ended June 30, 2023
08/02/2023	8-K	Quarterly results
06/16/2023	4	Atwood Catherine R (SVP and General Counsel) has filed a Form 4 on Regional Management Corp.
06/16/2023	4	Beck Robert William (President and CEO) has filed a Form 4 on Regional Management Corp.
06/16/2023	4	Fisher Brian J. (EVP, Chief Strat/Dev Officer) has filed a Form 4 on Regional Management Corp.
06/16/2023	4	Parmar Manish (EVP, Chief Credit Risk Officer) has filed a Form 4 on Regional Management Corp.

Revenue Mix by Segment

Financial Summary (All financials)

In millions, except per share items	Dec-31-21	Dec-31-20	Dec-31-19	Dec-31-18	Dec-31-17	Dec-31-16	Dec-31-15	Dec-31-14
Revenues	428.4	373.9	355.7	306.7	272.5	240.5	217.3	204.7
Revenue growth	14.6%	5.1%	16.0%	12.6%	13.3%	10.7%	6.1%	20.0%
Cost of goods sold	24.1	22.6	22.6	20.9	21.5	20.1	17.3	14.8
Gross profit	404.2	351.3	333.1	285.8	250.9	220.5	200.0	190.0
Gross margin	94.4%	93.9%	93.7%	93.2%	92.1%	91.7%	92.0%	92.8%
Sales and marketing	14.4	10.4	8.2	7.7	7.1	6.8	7.0	6.3
General and administrative	315.3	285.9	251.0	224.4	206.9	187.6	115.6	96.8
EBITA	146.2	76.0	101.3	79.4	66.4	60.8	55.2	40.3
EBITA margin	34.1%	20.3%	28.5%	25.9%	24.4%	25.3%	25.4%	19.7%
Amortization of intangibles	2.4	2.2	2.2	0.0	2.2	1.9	0.8	1.4
EBIT	143.8	73.8	99.1	79.4	64.2	58.9	54.4	38.9
EBIT margin	33.6%	19.7%	27.9%	25.9%	23.6%	24.5%	25.0%	19.0%
Pre-tax income	112.5	35.9	59.0	45.9	40.3	38.9	38.1	23.9
Income taxes	23.8	9.2	14.3	10.6	10.3	14.9	14.8	9.1
Tax rate	21.1%	25.6%	24.2%	23.0%	25.6%	38.3%	38.7%	38.2%
Net income	88.7	26.7	44.7	35.3	30.0	24.0	23.4	14.8
Net margin	20.7%	7.1%	12.6%	11.5%	11.0%	10.0%	10.8%	7.2%

Diluted EPS	$8.33	$2.40	$3.80	$2.93	$2.54	$1.99	$1.79	$1.14
Shares outstanding (diluted)	10.6	11.1	11.8	12.1	11.8	12.1	13.1	13.0

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.